Marketing Ways

Provision of money or bills that can identify with in that, based on the approval or agreement between bank loans borrowed by the other party that require borrowers to pay off debt after a certain period of time with the interest (the Banking Law Act 10 of 1998)
Business activities where the Bank is channeling funds from the community (funding) and their return to society (lending) and provide services that other services.
Time deposits, bank accounts, savings and giro bank that is a product in activities including funding, running activities in funding the bank will position itself to society as; place where most secure, highest interest rates for savings products as well as administrative costs low pitch, the process resulted in the rapid and other.
is that in some facilities from the bank provided to attract the public in the hope that society would save money and valuable material to the bank.
While the activities of banks in distributing the funds to the society (lending) in a manner to provide a loan. There are several types of types of credit in the bank of the remove by various terms such as:

• Terms of use

1. Investment credit; credit used by the company that the company plans to develop and expand business with new branches or new factories.
2. Working capital loans, credit given to this in the company who want to increase the amount of production, these loans can also be done at the time the company needs capital to support the activities that have been run by the company.

• The purpose of Credit

1. Credit Productive; loans provided in the hope that the loan will be used to produce the goods or services from the company.
2. Consumer credit; in accordance with this loan in his name go to the purchase of goods or consumer goods in use as well as in private companies that want private ownership of goods in a way that loan.
3. Trade credit, a loan that is used in activities such as trading activities, the purchase of merchandise, and the payment of benefits derived from the sale of merchandise is.

• From the Time Period

1. Short-Term Credit; the term of the loan and the satisfaction of less than 1 year
2. Credit Term; the term of the loan satisfaction and 1 year to 3 years
3. Long Term Credit; a loan term of 3 years and acquittance to 5 years.

• Viewed in terms of the warranty

• View of Business, the business sector is a different characteristics so that the loan will be provided in the different facets of each business, such as the borrower; Agricultural Credit, Farm Credit, Credit Industry, Mining Credit, Professional Credit sekor sector and other businesses.